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December 8, 2007
SPENDING AT THE HOLIDAY TIME
Since I have been out doing lots of Christmas shopping I have
noticed that several of the people have been using credit cards to do all
of their holiday shopping me personally I have been trying to pay with
cash to avoid getting those wonderful bills at the beginning of the new
year , I mean being is debt is not the way I want to start the new
year out , considering I now have a house payment and all the bills that
goes with being a home owner . But I just wonder how the other folks
will pay off all those charges when the bills start to appear . I can only
imagine that several of them will be doing balance transfers
Which to me only causes you to be more in debt just at a later time.
Now don't get me wrong I have been known to use charge cards and use them
quite often but now that I have gone in debt for a house I have learned my
lesson and will try to make it without the use of cards and without using
credit cards even on with 0% credit card interest rate So to all
of you out there who choice is to use credit I hope you all the best in
the new year and shopping . And hope that all of you don't have to
mortage your house just to pay off credit cards.
JUST FOR FUN . | By Moodymom | 2:05 PM